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All investors have to confront investing demons. The concept drawing by Carl Richards, who writes a weekly column in the New York Times, shows that buy and sell decisions based on fear and greed really lead to one final result … very poor investment returns. Over...
Each of the first three life ages, calls for different financial strategies to get the best from New Zealand's $50 billion savings scheme offers. It’s very important for people to think more about KiwiSaver as a savings scheme with different opportunities for each of their five...
The placebo effect is both fascinating and real, with compelling evidence of its impact in both a medical and marketing context. Whilst it is in these areas that discussion around placebos tends to focus; the notion that something can make us feel better, even...
[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] It’s an age old question: What are interest rates going to do? The answer to this question influences decisions for investors and borrowers alike. The chart below shows NZ and US official cash rates (OCR) as set by...
We know you may have heard this before – in fact, you possibly heard it the last time we met – but we thought it useful to take a moment to again state very clearly why we never sell securities, within an investment portfolio, during...
There are several drivers of returns from investing in companies. The main two are from a company growing their earnings over time and from paying dividends to shareholders. But recently in New Zealand we have seen instances of another driver of returns - takeovers. A...
A Long-Term Cure to Volatility In past KiwiSaver 'Client Updates' we spoke about short term market volatility and why it is important not to lose sight of the more stable big picture outlook. This is not only important for staying invested but also when choosing companies...
World stock markets have rounded off a wild and difficult year,” the article began, pointing to multiple uncertainties in a polarised US political system, a crisis–ridden Eurozone and a rapidly slowing Chinese economy. Does that sound familiar? That was from a calendar year wrap–up of...
Investment Commentary - 2018 Year in Review ...
Welcome to 2019, which so far has seen a positive upturn in the financial markets, however will the volatility of the share markets of the last quarter of 2018 return? No one truly can answer that question. KiwiSaver members experienced (perhaps for the first time) the...